Cheryl Wooten, BPLB
New Canaan Services
Non-QM Loans


Key Benefits of Product Knowledge
Increased Confidence
Authoritative Answers
Effective Communication
Creating the Ideal Customer Experience

 

 

Business Purpose DSCR
Loans from 100k to $3M
Non-Owner Occupied Only
*Must Own Primary Residence
600+ FICO



AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, ME, MN, MO, MS, MT, NC, NH, NE, NJ, NM, NV, NY, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV (Licensed broker required for AZ, ID, KS, MO, MT, NE, NV, OR & UT)

  • 5YR ARM, 7YR ARM, or 30 Fixed
  • Interest Only Available
  • All terms 30 year fully amortized



3year prepay(buy down to no prepay available)

Rates start at 3.875%

  • Up to 80% LTV Purchase
  • 75% Rate & Term
  • 75% Cash out

 

SFR, Condos, Townhouses, 2-4 Units

 

 

 

  • No Income Verified
  • Min DSCR = 0
  •  Subject must be leased if Refinance



  • US Citizens & Perm Resident Aliens
  • Foreign Nationals

 

Business Purpose No DSCR
Loans from 100k to $4M
Non-Owner Occupied Only
*Current Renters or 1st Time Home Buyers OK
500+ FICO



AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MN, MO, MS, MT, NC, NH, NE, NJ, NM, NV, NY, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV
 

  • 5YR ARM, 7YR ARM, or 30 Fixed
  • Interest Only Available
  • All terms 30 year fully amortized



3year prepay(buy down to no prepay available)

Rates start at 4.75%

  • Up to 80% LTV Purchase
  • 80% Rate & Term
  • 80% Cash out

 

SFR, Condos, Townhouses, 2-4 Units

 

 

 

  • No Income Verified
  • No DSCR 




  • US Citizens & Perm Resident Aliens
  • Foreign Nationals

Business Purpose Bridge
Loans from 100k to $8M
Non-Owner Occupied with Exception of True Bridge
*Current Renters or 1st Time Home Buyers OK
350+FICO


AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MN, MO, MS, MT, NC, NH, NE, NJ, NM, NV, NY, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV 


  • 12, 24 or 36 Months
  • Interest Only




No prepay

Rates start at 6.75%

  • Up to 80% LTV Purchase
  • 75% Rate & Term
  • 75% Cash out

 

  • SFR, Condos, Townhouses, 2-4 Units
  • Multi-Family, Mixed Use, Office & Retail (Metro Areas in AZ, CA, CO, OR, TX, UT, and WA)



  • No Income Verified
  • No DSCR 

 

 

  • US Citizens & Perm Resident Aliens
  • Foreign Nationals

Cheryl Wooten, Non-QM Loan.

Please Contact Us Anytime
newcanaannotarysrvcs@gmail.com

(248) 550-5159 – Direct
(248) 223-9745 – Main Office

The Woman Who Has The Money, Makes The Rules